Payment Options
Our current offers
Every offer is quoted upfront. We’ll talk you through any extra costs before treatment starts.

Check-up and clean
From $209
Comprehensive exam, professional scale and clean, fluoride, up to two bitewing x-rays and an OPG.

Take-home whitening
From $399
Custom-fitted whitening trays and professional whitening gel to use at home, at your own pace.

Take-home whitening package
From $549
Our full check-up and clean, plus a custom-fitted take-home whitening kit. Start with a clean slate, then build your brighter smile at home.

Dental crowns
From $1,499 per tooth
Price applies to one single full-contour Zirconia crown per tooth. Specialty materials such as gold are not included in this price.

Wisdom tooth removal
From $399 per tooth
Price per tooth. Not all wisdom teeth can be removed in the chair, so some complex cases may need further assessment. IV sedation not included.

Wisdom teeth X4 + IV sedation
From $2,490
Package covers the surgical removal of four wisdom teeth and IV sedation. A deposit must be paid prior to treatment. Only available in the Parramatta clinic.
Offer prices are subject to each offer’s specific Terms and Conditions. Additional costs may apply depending on your clinical needs and will always be discussed before treatment.
We welcome all health funds

Dentist with Payment Plans Available Near You
Find Out Where You Can Visit Us for Affordable and Professional Dental Care
Parramatta, Sydney
Our Parramatta clinic is popular among locals and patients from North Parramatta, Westmead, Harris Park, Mays Hill, Granville, Rosehill, Rydalmere, Oatlands, Northmead, and beyond.
View Location DetailsCharlestown, Newcastle
Serving not just Charlestown, but also Adamstown Heights, Highfields, Kahibah, Whitebridge, Gateshead, Mount Hutton, Hillsborough, Kotara South, Garden Suburb, and other Newcastle communities.
View Location DetailsPhillip, Canberra
Apart from Phillip, Woden Valley, many patients visit us from Chifley, Curtin, Garran, Hughes, Lyons, Mawson, O’Malley, and Pearce, Farrer, Isaacs, Torrens as well as other areas across Canberra.
View Location DetailsWhy Choose a Dentist with Payment Plans?
- Spread the cost of treatments over time with affordable instalments
- Avoid delaying important care such as implants, dentures, crowns, or emergency dental work
- Access flexible dental payment plans that suit your budget and lifestyle
- Explore a range of options including Afterpay dental services and other financing solutions
- Get peace of mind knowing you’re choosing a dentist that offers payment plans designed for patients, not profit
If you’ve been looking for “dentists near me with payment plans” or “dentists that do payment plans near me”, you’re in the right place.


What Treatments Can Be Covered?
Our dental payment options are available for a wide range of treatments, including:
- Dental implants – including single implants, multiple implants, and payment plans on dental implants such as All teeth on 4 implants.
- Dentures – whether you’re after denture payment plans, dentures on a payment plan, or want to explore a payment plan for dentures
- General and cosmetic dentistry – crowns, veneers, and other treatments that may feel like a large upfront cost
- Emergency dental work – because no one should delay urgent treatment due to finances
If you’ve been searching for “dentistry with payment plans” or “dental clinics with payment plans”, Affordable Dental is here to help.
A Few of Our Flexible Payment Partners
These are just some of the flexible payment partners we work with. To explore all available options, simply submit our enquiry form and our clinical team will guide you based on your treatment and budget.

nib First Choice Dental
Affordable Dental is part of nib’s First Choice network, so you can make the most of your extras at our Parramatta, Charlestown and Phillip clinics. The network also covers members of nib’s trusted health partners, including GU Health, Suncorp, Apia, AAMI, ING, Qantas Insurance, Priceline Health Insurance, Australian Seniors and Real Insurance.
What it means for members:
– Agreed rates on common dental treatments, from check-ups to fillings.
– Lower out-of-pocket costs.
– Your extras limits stretch further.
Afterpay
Pay in four, interest-free repayments with Afterpay.
Split your treatment cost into manageable instalments. Pay 25% of your dental treatment at the time of purchase, with the remaining three instalments deducted fortnightly.
Get more information on Afterpay here.


Denticare
DentiCare Payment Plans can be used for a wide range of general dentistry and orthodontic treatments — from teeth whitening, dental implants, crowns, and veneers to orthodontic treatments including clear aligners and braces.
Helping over 280,000 patients receive the treatment they need, DentiCare makes it possible to pay over time with affordable, interest-free repayments. With flexible payment options, there’s no reason to delay essential dental care.
SuperCare
We work with SuperCare, a registered tax agent, to support patients who
may be eligible to apply under the Australian Taxation Office’s Compassionate
Release of Superannuation (CRS) program for certain dental treatments.
SuperCare’s friendly consultants guide applicants through the required
documentation and compliance steps, helping ensure everything is completed
accurately and in line with ATO requirements. This service is designed to make the
application process clear, supportive, and stress‑free from start to finish.
We work with SuperCare to make the application process quick, easy and stress-free for eligible candidates. [Read More]

Frequently Asked Questions
Do dentists offer payment plans for all treatments?
Yes, at Affordable Dental we offer flexible dental payment plans for a wide range of treatments including implants, dentures, crowns, veneers, and even full-mouth options like All on four dental implants.
Can I use Afterpay for dental services?
Yes. We provide Afterpay dental services for selected treatments, allowing you to split payments into easy instalments. This is a great option for general dentistry and lower-cost treatments.
How do I apply for a dental payment plan?
It’s simple. Just click the enquiry button on this page, tell us which treatment you need and your maximum budget, and our clinical team will call you to discuss your options.
Can I get dentures on a payment plan?
Absolutely. Many of our patients choose denture payment plans or payment plans for dentures to make replacing teeth more affordable and stress-free.
What’s the difference between payment plans and using superannuation?
Payment plans allow you to spread the cost over time, while superannuation access (if eligible) lets you use your super to fund treatments like implants and dentures. Our team can guide you through both options.
Are dental payment plans flexible?
Yes. We believe in flexible dental payment plans that are tailored to your needs. You can choose a plan that matches your budget so you can focus on your dental health with confidence.

Take the Next Step
Your dental health should never be delayed because of financial concerns. At Affordable Dental, we offer dentist payment plans that cover everything from dental implants to dentures and more.
Click the button below, tell us your treatment and budget, and we’ll get in touch with a personalised plan designed for you.
Parramatta
Affordable Dental
23-27 Macquarie St
Parramatta NSW 2150
Hours:
Monday – Friday:
9:00AM – 5:00PM
Saturday:
By Appointment
Charlestown
Affordable Dental
6/158 Pacific Highway
Charlestown NSW 2290
Hours:
Monday – Friday:
9:00AM – 5:00PM
Phillip, ACT
Affordable Dental
Unit 1, 31-37 Townshend Street
Phillip ACT 2606
Hours:
Monday – Friday:
9:00AM – 5:00PM
